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How to deal with negative people, positively

We have all encountered an individual who – despite everything positive around them – insists on focusing on the negative. These people can make day to day life more stressful than it needs to be, particularly if it is in the workplace.

Luckily, there are many strategies you can employ to avoid getting bogged down by these people:

Active listening
Most people who are exhibiting negative or irrational behaviour feel they have been done wrong by. Once they feel their emotions have been acknowledged, they can move past complaining and onto problem-solving. Listen to what they are saying, repeat back to them what they have told you and ask them questions about how to move forward.

Deal in facts, not emotions
Negative people are often very emotive. They focus on how a situation makes them feel and consider how a situation affects them personally. Avoid engaging in emotion-based interactions in the workplace; always come back to the facts.

Do not take it personally
Everyone has a personal life, and everyone responds to situations differently. If you have not done anything to warrant an unkind interaction with a co-worker or client, chances are their negativity does not have anything to do with you.

Sleep
Never underestimate the power of a good night’s sleep; it helps with productivity and dealing with stress. It can mean the difference between falling into a negative interaction in the workplace or brushing it off.

Distance and disengage
If you are continually dealing with a difficult coworker or client, it can begin to wear you down. If this is the case, creating distance and limiting interactions with them is necessary to maintain your productivity. Allocate time in your week to deal with them where needed and avoid interactions outside of this designated time.

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News

Understanding various kinds of super fees

February 16, 2018

No matter the kind of superfund you opt for, you will be subject to super fees. Understanding how these fees work and the difference they can make to your next egg is vital.

When it comes to superfund fees, there are two factors you need to get your head around; the kinds of fees you are being charged and the rate of fees you pay. Opting for a superfund based on these two factors can see you retire with hundreds of thousands more money.

You should be aware of the various types of fees you are being charged. If you would like to find out the fees you are being charged, you should do two things. Firstly, Google your fund’s product disclosure statement and scroll through to the fees section. You should see a list of different types of fees, with an explanation of what they are, how they are applied, and how often they will be incurred. Secondly, you should log in to your superfund account and take note of all the fees being charged to you. Investigate how closely these correspond and correlate with the product disclosure statement.

If you feel there are discrepancies, do not hesitate to contact your superfund or financial advisor and ask for clarification. It is worthwhile doing your research and comparing the fees you are being charged against other super funds and what they charge. Being complacent and not paying attention to your super is extremely irresponsible; the dividends you will receive later in life for being diligent now outweighs the burden of taking time to be informed today.

Some of the common super fees across the board include:

Another major factor contributing to how much you accumulate in your super account throughout your working life is the rate of fees you pay. Plain and simple, some funds offer much lower fees than other, creating a difference of hundreds of thousands of dollars when it comes time to retire.

Generally, funds are categorised into three groups; low super fees, medium super fees and high super fees. Ultimately, you want to be in a fund that charges low super fees. In saying this, it’s not only about super fees, as some funds have medium-high super fees but also perform better based on investment strategy, meaning you will get more back from your investments.